Holistic Financial Advisors
Your partners on the path to financial wellness
However you choose to work with us, our practice covers these areas:
Budgeting & Cash Flow, strategies to save, pay off debt efficiently, and set SMART goals that you can achieve.
We also function as “Financial Quarterbacks”, working with the rest of your team: Accountants, Attorneys, and other professionals.
Our team watches your portfolio and takes action when necessary to keep your investments in line with your objectives.
We also customize your portfolio to your values (if you want). Read more about our SRI Investing approach here.
Whether considering taking out student loans, or paying back your loans, we can help understand and optimize your student loans. Are you on the right Repayment Plan? Do you qualify for Student Loan Forgiveness? Paying more than the minimum payment on your loans but the balance isn’t going down? We can help.
Plan your transition from making money and saving to taking income from your investments. Which accounts do you draw from and in which order? How do Social Security, Medicare, and your retirement plan fit together? We put the pieces in place before you retire and prepare you for what’s coming.
When you are gone, what do you want your money to mean? What impact do you want it to have, and how do you want to be remembered? Future generations depend on the decisions we make today, and we can help you make the decisions that are right for you. No two people have the same answers to these questions, and we function as a guide through the process.
We invest in our clients so that they can invest with us. We want our clients to be fulfilled and happy, moving towards their goals with a support structure behind them. To support this, we’re always available to work on your resume, talk about your next career move, and be an outside, objective point of view to help you think through big decisions.
Are you properly insured? How does your insurance package fit your overall financial life? We’ll review your insurance policies to see if your protection is appropriate and meeting your needs. Especially important if you don’t understand what you own.
What causes do you want to support? How much good is your charitable donation doing? Are you getting tax advantages from your charitable donations and could they be done in a more efficient way? These are the questions we can answer together.
Health Care Planning
An important subset of protection planning, Long Term Health Care is one of the biggest risks to any retirement plan. Whether you’re going to self-insure, you own insurance that you’re not sure is working for you, or you want to explore your options, we can help.